Need an appraisal in Lake Panasoffkee or Sumter County?
Check out the top 7 reasons why Florida homeowners call on Goodwin Appraisals Inc.:
At Goodwin Appraisals Inc., we understand the particular needs of a consumer seeking appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenge property tax assessmentsLet's say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Goodwin Appraisals Inc. is your strongest weapon.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping people just like you dismiss unnecessary PMI insurance.
Recently got a freeze to your HELOC?If your home is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Goodwin Appraisals Inc. can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.